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What is universal credit and how does it work?

Universal credit is a benefit for working-age people, replacing six benefits and merging them into one payment: income support, income-based jobseeker’s allowance, income-related employment and support allowance.

Who qualifies for universal credit?

If you live with your partner and they’re eligible for Universal Credit. you’re responsible for a child, either as a single person or as a couple. you’re disabled and entitled to Disability Living Allowance ( DLA ) or Personal Independence Payment ( PIP ) and have limited capability for work.

How much do you get for universal credit?

There is one basic allowance for your household: Single claimant aged under 25:£251.77 per month. Single claimant aged 25 or over: £317.82 per month. Joint claimants both aged under 25: £395.20 per month.

Can anyone get universal credit?

You will usually only be able to claim Universal Credit if you are aged 18 or over, but some people aged 16 or 17 can get it, depending on their circumstances. And you usually won’t be able to claim Universal Credit if you’re in full-time education or training, but people with certain circumstances can still apply.

Can Universal credit be paid straight to the landlord?

As with the other elements that make up a Universal Credit payment, housing costs are normally paid direct to the Claimant/Tenant; not direct to the landlord.

There are protections available for the landlord, e.g. where there are rent arrears.
assist landlords secure payment of the housing element, rather than it being paid to their tenant. … You can still apply for both a Landlords’ Managed Payment and/or Third-Party Deduction to recover rent arrears.

Some landlords will rent to tenants claiming benefits if they are paid directly to them. If you claim housing benefit you can ask the council to pay your housing benefit directly to your landlord. If you claim housing costs under universal credit, you can ask for this to be paid to your landlord in some circumstances.


For your first Child get £5235 annually and for any additional Child born to your family get an extra £2750 annually – with SGServices you will be sure to receive your maximised allowances such as Working tax credit and Child Tax Credit, promptly.


Landlord: Tenants not paying rent or owing money. Tenants: Any kind of problem with your current claim or first time applicants for Housing Benefit & Council Tax Benefit. Backdating rent, claim suspended or any other dispute.


Parents who both work at least 16 hours per week may be eligible for the care costs of your child/ren until the age of 16 years old from the Government up to £11,000.00 per Year. For more information contact SGServices and we will be happy to assist you.


For your first child receive £20.50 per week and for each additional child £13.55 per week. You will need to submit a new claim for Child Benefit for each baby born to your family. Leave the hassled to SGServices for a fast and reliable service.


SGServices will help you receive maternity allowance from 3 months prior the baby is born for the following 9 months up to £135.00 a week combining a total of £5200.00.


Get the £500 Sure Start Maternity Grant for your first born or £1000 for your twins; with SGServices you can be sure you will get the grant.


Personal Independence Payment (PIP) is a benefit that helps with the extra costs of a long-term health condition or disability for people aged 16 and over. It’s gradually replacing Disability Living Allowance (DLA).

What qualifies you for PIP?

To be eligible for PIP you must be aged 16 or over, have been born after 8 April 1948 and have a long-term disability or health condition, and need help or support with daily living, or with mobility, or both.

Can I work when on PIP?
Work doesn’t affect personal independence payment (PIP) in so far as PIP is not means-tested and you can be paid PIP whether you are working full-time, part-time or not at all. So, you could work as a merchant banker earning millions and still be eligible for PIP.
There are two rates: Standard £23.20 per week. Enhanced £61.20 per week
One of the conditions for carer’s allowance is that you must not earn more than £123 a week (in 2019/2020). This includes money from employment and self-employment, for example, if you have a part-time job. Money you get from a private or occupational pension, however, is not counted as earnings.
What benefits can I claim as a carer?
As a carer, there are other benefits and support you might be eligible for. Getting Carer’s Allowance might affect how much you get in these benefits.

You may be eligible for Carer’s Allowance if you meet all the following conditions: you look after someone who gets a qualifying disability benefit. you look after that person for at least 35 hours a week. you are aged 16 or over.
Carer’s Allowance is £66.15 a week in 2019/20.


Attendance Allowance is a benefit for people over State Pension age who need help with personal care or supervision because of illness or disability.

How do you qualify for attendance allowance?

To qualify for attendance allowance by day you must need: Frequent (several times a day) attention throughout the day in connection with your bodily functions (such as eating, getting out of bed, going to the toilet, washing, taking medication, hearing or seeing).

How much is attendance allowance per week?
How much Attendance Allowance will I get? Attendance Allowance is paid at two rates depending on how often you need care: The lower rate is £58.70 a week.

You get this if you need frequent care throughout the day or night.

Who is entitled to disability living allowance?
If you under 65 and have care or mobility needs due to an illness or disability (physical or mental) you may be able to claim Disability Living Allowance. You can get Disability Living Allowance whether or not you work.
How much is the disability living allowance?
What are the current DLA rates?

Care component

Weekly rate

How much support you need

Highest rate


Constantly need help day or night

Middle rate


Frequently need help day or night

Lowest rate


Need help only some of the day or with cooking meals


Contact us regarding all your visa’s requirements. We work in conjunction with regulated immigration advisers helping you to fill in the right forms and representing you at a tribunal. You are eligible to receive a visa permit if your partner has the right to residence in the UK.


If you’re an EU, EEA or Swiss citizen, you and your family can apply to the EU Settlement Scheme to continue living in the UK after 30 June 2021. If your application is successful, you’ll get either settled or pre-settled status.

The rights and status of EU, EEA and Swiss citizens living in the UK will remain the same until 30 June 2021, if the UK leaves the EU with a deal.

Settled Status

You’ll usually get settled status if you’ve:
• Started living in the UK by 31 December 2020 (or by the date the UK leaves the EU without a deal).
• Lived in the UK for a continuous 5-year period (known as ‘continuous residence’).
Five years’ continuous residence means that for 5 years in a row you’ve been in the UK, the Channel Islands or the Isle of Man for at least 6 months in any 12 month period.
The exceptions are:
• One period of up to 12 months for an important reason (for example, childbirth, serious illness, study, vocational training or an overseas work posting).
• Compulsory military service of any length.
• Time you spent abroad as a Crown servant, or as the family member of a Crown servant.
• Time you spent abroad in the armed forces, or as the family member of someone in the armed forces.

Pre-Settled Status
If you do not have 5 years’ continuous residence when you apply, you’ll usually get pre-settled status. You must have started living in the UK by 31 December 2020 (or by the date the UK leaves the EU without a deal).

You can then apply to change this to settled status once you’ve got 5 years’ continuous residence. You must do this before your pre-settled status expires.

If you’ll reach 5 years’ continuous residence at some point by 31 December 2020, you can choose to wait to apply until you reach 5 years’ continuous residence. This means that if your application is successful, you’ll get settled status without having to apply for pre-settled status first.
You can stay in the UK for a further 5 years from the date you get pre-settled status.


The rates and information on all the above mentioned points are as close as possible to the reality which varies according to your individual financial circumstances. Sgservices cannot undertake any responsibility if those were to change due to government policies. Terms and conditions apply.

“SGS Services greatly reduced the time I needed to make the right choices for my benefits. Highly Recommended”


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"Knowledge and experience was amazing, turn around on requests is very quick, Very Pleased."


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"SGS Services recommend a broad range of options and helped me find the right solution for the future."


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